1. We collect nonpublic personal information about
you from the following sources:
- Information we receive from you on applications
or other forms.
- Information about your transactions
with us, our affiliates, or others.
- Information we receive from a consumer
reporting agency.
2. We do not disclose any nonpublic personal information
about our customers or former customers to anyone, except as permitted
by law.
3. We may share all the information that we collect,
as described above, with our affiliates. By sharing this information,
we can better serve your financial needs. If you do not wish for us
to share this information with our affiliates you may contact us.
4. We may disclose the following information to companies
that perform marketing services on our behalf or to other financial
institutions with whom we have joint marketing agreements:
- Information we receive from you on applications
or other forms, such as your name, address, social security number,
assets, and income.
- Information about your transactions
with us, our affiliates, or others, such as your account balance, payment
history, and parties to transactions.
- Information we receive from a consumer
reporting agency, such as your creditworthiness and credit history.
5. We restrict access to nonpublic personal information
about you to those employees who need to know that information to provide
products or services to you. We maintain physical, electronic, and procedural
safeguards that comply with federal regulations in order to guard your
nonpublic personal information.